Doctors see ADHD symptoms as part of the comorbid disorder. Most people who abuse drugs or alcohol are depressed or anxious, yet the addiction is a separate entity that must be dealt with, in addition to its underlying causes.Ģ. The depression or anxiety has been identified and diagnosed, but the ADHD has not been. He met the criteria for having an anxiety disorder and needed treatment, even though it was secondary to his ADHD.Ī secondary diagnosis does not make anxiety less challenging to live with. His sleeplessness caused him to feel “on edge” all the time. He had severe anxiety about taking tests and writing papers, which led to poor sleep. His ADHD and executive functioning deficits stymied him. But, without the structure of high school and his parents’ support, he felt lost. The comorbid disorder can be independent of the ADHD (primary) or a direct result of ADHD symptoms (secondary).Ĭorey was never an anxious person before he went to college. Doctors sometimes mistakenly chalk up depressive and anxiety symptoms to the ADHD diagnosis, as in Antonio’s case. When ADHD and another disorder co-occur, there will likely be one of the following scenarios:ġ. The ADHD has been diagnosed, but the comorbid disorder has not been. Years of his life were spent suffering from paralyzing anxiety that resulted in his missing classes, being housebound for days, and not being able to work. “Everyone assumed that my anxiety behaviors were just the hyperactivity part of my ADHD,” he says. Although his ADHD was diagnosed when he was in fifth grade, his anxiety disorder was not caught until his last year of college. A patient of mine, Antonio, knows this well. Having ADHD is challenging enough, but the other disorders that accompany ADHD profoundly affect a person’s daily life. ![]() The two most common are depression and an anxiety disorder, like obsessive-compulsive disorder (OCD) or generalized anxiety disorder (GAD).ĪDHD without a comorbid disorder is the exception rather than the rule. Studies find that 80 percent of people with attention deficit disorder (ADHD or ADD) will have at least one other psychiatric disorder in their lifetime.
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Specifically, for me, Wilson’s genre-bending editorials with photographer David LaChapelle modernized the fashion image beyond the studio and haute couture looks. Value Pack Contains: 2 packs of checks (singles or duplicates), 288 matching address labels and a. Using the Snoopy Ice Shaver, just cover the ice chute and crank to shave the ice. First-time orders include a blue vinyl checkbook cover. Check out the other version on my channel i Snoopy, the Peanuts. Duplicates - 5 pads/165 checks, 5 deposit tickets and 1 register per pack. ![]() ![]() Her world-building skill set was formed in the late ’80s and early ’90s in New York City, before she quickly gained international attention and began working for magazines. Order your Snoopy personal checks today Singles - 5 pads/240 checks, 5 deposit tickets and 1 register per pack. And boy, does the work say: Wilson’s ability to thread a story needle through a clothes rack is second to none. Instead, she lets her work speak for itself, with over 30 years of fashion experience redefining the Snoopy and Charlie Brown trick or treat Halloween 2023 shirt and by the same token and way we see style. Patti Wilson is a woman of few words – publicly at least, known for giving only a handful of interviews throughout her career. Snoopy and Charlie Brown trick or treat Halloween 2023 shirt, hoodie, tank top, sweater and long sleeve t-shirt In her spare time, Nikki enjoys running half-marathons, learning about wine and watching reality TV without embarrassment. You might also recognize Nikki from her time as the host of Snapchat’s Online, IRL, and IGTV’s The Run Through. She has previously held roles at GQ, ELLE, Glamor, InStyle and Vanity Fair. Works for side and top tearing checks, also has duplicate check flap. 26.54 (30 off) Snoopy by Everhart Featuring Tom Everhart's 'Nobody Barks In L.A.' On Polished Chrome 42mm Watch With Stainless Steel Mesh Adjustable Band. Nikki Ogunnaike is the senior digital director of Harper’s Bazaar, where she oversees a team of editors and writers that cover style culture on website, video and social media. Brand: Generic 4.1 4 ratings About this item Leather Product information Feedback Would you like to tell us about a lower price Product Description Leather checkbook cover with snoopy embellishment on the front. Snoopy Tom Everhart - Cool and Intelligent Gift Poster Print Unframed. She will never stop hoping for a One Direction reunion tour. Her passions include travel, buffalo fever and sustainability. ![]() Meg has previously written for Cosmopolitan and Town & Country. Snoopy and Woodstock Fabric Checkbook Cover - Coupon or Money Holder - Snoopy Gift Idea - Check Book Cover - Snoopy Handbag Checkbook Cover (926) Sale Price 13.56 13. She also co-wrote a monthly column, Same but different. Meg is the Snoopy and Charlie Brown trick or treat Halloween 2023 shirt and by the same token and Associate Fashion Trade Editor at, where she researches trends, tests products, and finds answers to all your burning questions. In all candor, however, I can’t say this question would be so cut-and-dried to me now. Therefore, based on this analysis, at one time I would have concluded this was NOT an arm’s-length transaction. Further, the tenant as the contract-grantee might have had some “sentimental” reasons to purchase the property (although I can’t imagine about how anybody could get sentimental about a duplex property), thus may have other-than-market motivations to purchase. Let’s assume, for the purposes of this discussion, that some analysis on your part reveals that this property was never offered for sale via the local MLS. With those data only, how do you conclude if this is an arm’s-length transaction? Your client gives you a copy of the tenant’s current lease, as well as a copy of the signed and executory purchase and sales agreement. Now, consider a situation in which a tenant in a duplex is the contract grantee. ![]() Yet, both of them call for the appraiser to use only arm’s-length transactions as comparable sales (which is what the definition of market value assumes). Surprisingly, USPAP does not define the term arm’s-length transaction. However, was that correct? Let’s go to USPAP to see what it says. This is how this concept was taught to me when I took my original appraisal classes, oh so long ago. In other words, it was a typical market transaction. I thought such a transaction was one where the buyer and seller were traditionally motivated there was no coercion, no bias no relationship between the parties. Are we truly aware of its definition and its application? How often do we appraisers get into the mode where we think we know it all? Occasionally, do we need to step back and look at the way we do things, just to make sure we are not missing something? Is what we know to be true and correct really true and correct? I raise this issue relative to the concept of what an arm’s-length transaction is. ![]() Yet, both of them call for the appraiser to use only arm’s-length transactions as comparable sales… All rights reserved.USPAP does not define the term arm’s-length transaction. The website owner is not responsible for damages allegedly arising from use of this website's AI.Ĭopyright © 2023 Janover Inc. ![]() Users should not rely upon AI-generated content for definitive advice and instead should confirm facts or consult professionals regarding any personal, legal, financial or other matters. This website utilizes artificial intelligence technologies to auto-generate responses, which have limitations in accuracy and appropriateness. We are not affiliated with the Department of Housing and Urban Development (HUD), Federal Housing Administration (FHA), Freddie Mac or Fannie Mae. Fannie Mae® is a registered trademark of Fannie Mae. We use cookies to provide you with a great experience and to help our website run effectively.įreddie Mac® and Optigo® are registered trademarks of Freddie Mac. By using this website, you agree to our use of cookies, our Terms of Use and our Privacy Policy. We are a technology company that uses software and experience to bring lenders and borrowers together. ![]() We have no affiliation with any government agency and are not a lender. This website is owned by a company that offers business advice, information and other services related to multifamily, commercial real estate, and business financing. In addition, attempting to engage in a 1031 exchange with a related party is often more trouble than it’s worth, as the IRS has instituted additional rules involving related-party transactions in order to reduce the potential for tax avoidance. This is essential to understand if you are considering buying commercial real estate at a discount from a relative or business partner. However, they will still generally need to pay property taxes on the full market value of the property. In many cases, a non-arm’s length transaction will involve one party purchasing a property from another party, sometimes at a significant discount. Non-arm's length transactions can also have significant tax implications. In part, this is due to the fact that lenders may be wary of working with borrowers who are purchasing a commercial property from a relative or business partner. This has important consequences when it comes to buying and selling commercial real estate. In an arm’s length transaction, the buyer of a product does not have a preexisting familial or business relationship with the seller. ![]() “She came to enjoy, to live,” said Judge Rojas. That is how Judge Eduardo Rojas explained the arguments that led him to conclude, together with judges Simón Guillén and José Alberto Vargas, that Bismark Espinoza Martínez, who worked as a guard at the hotel Le Mas de Provence, in San Antonio de Escazú, San José was responsible for killing Carla Stefaniak between the night of 27 and the morning of November 28, 2018. He had all the time to commit the act, to remove the traces and throw the lifeless body into one of the most remote parts of the place.” He was responsible for leaving certain traces, but for any observer the villa was clean. According to an autopsy, she died of blunt force trauma to the head and was stabbed in her neck. “Don Bismark had access to the possibility of cleaning the villas, what they (investigators) find there (in the villa where Stefaniak was staying) is a can of juice and the bed a little out of order. Courtesy April Burton Stefaniak's body was found partially nude and decomposing, wrapped in plastic bags, in the woods near the villa she rented. “The Court, from the construction of an indicator event such as the death of doña Carla and the appearance of her body, leads to the logical conclusion that Bismark killed Carla. “This is beyond sickening,” they wrote of the second-degree charge in July 2019.“He was the only one of the workers at the villas who had knowledge of the topography of the site and who knew where a corpse could be hidden (…). On Finding Carla, a Facebook page created “to bring justice to all those responsible for the murder of Carla Stefaniak,” the U.S.-Venezuelan tourist’s friends and family have previously expressed their dissatisfaction with a second-degree charge for Martínez. After her remains were identified, Martínez was almost immediately detained as the primary suspect. In late 2018, United States-Venezuelan tourist Carla Stefaniak was found dead near the Villa Le Mas apartment in which she had been staying. A Facebook page set up by friends of the missing woman, Carla Stefaniak, said family members went to the morgue in San Jose on Tuesday to identify the body, but were turned away by local. A Nicaraguan with an “irregular” immigration record, Martínez was also acquitted of aggravated robbery due to lack of evidence. Martínez was found not guilty of having committed homicidio calificado, or first-degree murder, which is the highest degree of homicide charge in Costa Rica. Carla Stefaniak, 36, was on vacation in Costa Rica in late November. ![]() Martínez and the hotel property must also pay 30 million colones (about $53,000) in compensation to Stefaniak’s family. The family of a Florida woman found dead in Costa Rica is suing Airbnb and the owners of the resort where the woman was killed. The maximum sentence for second-degree murder in Costa Rica is 18 years. The 16-year prison sentence was announced by the Criminal Court of Pavas. Martínez, who worked at the San Antonio de Escazú apartment Stefaniak had rented through Airbnb, was on Monday found guilty of homicidio simple, or second-degree murder. T he disappearance of American tourist Carla Stefaniak in Costa Rica and the grim discovery of a body in the backyard of her AirBnB is shedding light on the growing violence in the Central. According to a post on the Facebook group Finding Carla. Find all the 2 0 15 swimwear trends: Two-piece swimsuits, One Piece Swimwear, bikinis, plus-size swimwear or slimming swimsuits. Bismarck Espinoza Martínez was sentenced to 16 years in prison for the November 2018 murder of Carla Stefaniak, a tourist who was killed during a visit to Costa Rica. The family of Carla Stefaniak will now come face-to-face with the man accused of killing the 36-year-old who was on vacation in Costa Rica. Discover our selection of bikinis and swimwear for women, men and kids. ![]() One Punch Man: A Hero Nobody Knows (PS4) – 57ġ64. Sword Art Online: Alicization Lycoris (PS4) – 58ġ63. The Dark Crystal: Age of Resistance Tactics (Switch) – 59ġ61. Fire Emblem: Shadow Dragon & the Blade of Light (Switch) – 63ġ58. The Suicide of Rachel Foster (PC) – 63ġ51. Fitness Boxing 2: Rhythm & Exercise (Switch) – 66ġ49. Snack World: The Dungeon Crawl Gold (Switch) – 68ġ38. Medal of Honor: Above and Beyond (PC) – 68ġ35. Pokemon Mystery Dungeon: Rescue Team DX (Switch) – 68ġ32. Spongebob Squarepants: Battle for Bikini Bottom Rehydrated (PS4) – 68ġ30. Captain Tsubasa: Rise of New Champions (PS4) - 69ġ28. Through the Darkest of Times (PC) – 71ġ24. The Dark Pictures: Little Hope (PS4) – 71ġ16. Journey to the Savage Planet (PS4) – 74ġ15. Kingdom Hearts: Melody of Memory (PS4) – 75ĩ9. Mario Kart Live: Home Circuit (Switch) – 75Ĩ9. One Piece: Pirate Warriors 4 (PS4) – 75Ĩ8. Call of Duty: Black Ops Cold War (PS4) – 76Ĩ4. Brigandine: The Legend of Runersia (Switch) – 76Ĩ3. Story of Seasons: Friends of Mineral Town (Switch) – 77Ĩ0. Superhot: Mind Control Delete (PC) – 78ħ0. Hyrule Warriors: Age of Calamity (Switch) – 79Ħ5. Paper Mario: The Origami King (Switch) – 80Ħ1. Sakuna: Of Rice and Ruin (Switch) – 80ĥ0. WRC 9 FIA World Rally Championship (PS4) – 81Ĥ8. Fall Guys: Ultimate Knockout (PS4) – 81Ĥ5. The Legend of Heroes: Trails of Cold Steel IV (PS4) – 81Ĥ4. The Walking Dead: Saints & Sinners (PS4) – 81Ĥ2. Clubhouse Games: 51 Worldwide Classics (Switch) – 82ģ9. Bloodstained: Curse of the Moon 2 (Switch) – 82ģ4. Crash Bandicoot 4: It’s About Time (PS4) – 85ģ2. ![]() Marvel’s Spider-Man: Miles Morales (PS5) – 85Ģ4. Tony Hawk’s Pro Skater 1 + 2 (PS4) – 89Ģ2. Ori and the Will of the Wisps (XONE) – 90ġ0. Animal Crossing: New Horizons (Switch) – 90Ĩ. Multiplatform games are listed according to whichever version has the most reviews all other versions are excluded.ħ. I acknowledge that the line between "updated port" / "remaster" and "remake" can be blurry.Ĥ. There are a few edge cases here in the form of complete remakes, such as Demon's Souls and Tony Hawk, which I decided to include. Ports and rereleases of games first released before 2020 are excluded, regardless of whether they have new content, unless they were unavailable in English before this year. ![]() No DLC, expansions, etc., unless they're standalone.ģ. Games with under 20 reviews are excluded.Ģ. This is the 2020 edition once again, these are the games that attracted the most critical attention this year.Īs in previous years, I have curated the list with the following criteria:ġ. Each year since 2016, I have curated a list of all games with at least 20 reviews on Metacritic, to get a picture of what critics considered to be the best and worst "major" releases of the year, as they saw them. ![]() Each item you generate also gets a random key, which is then encrypted – along with the item data – using 256-bit AES-GCM. This is then used to encrypt a 32-byte vault key. Proton Pass uses a user key to encrypt everything, created using a bcrypt hash of your master password along with an account sale. Password databases are zero-knowledge, and their encrypted data is stored exclusively on Proton’s own servers in Switzerland and Germany. It does this very well, offering Proton Technologies’ customary attention to detail when it comes to security. Proton Pass allows you to automatically generate, save and enter passwords, especially on the web. Currently lacks web vault, password history, and password sharing.Only accessible via browser plugins and mobile apps.Paying users get a number of extra features, notably an unlimited number of email aliases, an integrated 2FA authenticator and 20 difference password vaults. Existing Proton Unlimited subscribers, who pay around £100 a year for bundled access to all of Proton’s services, will find Proton Pass already included in their subscription. You can also subscribe for $4.99/€4.99 (about £4) per month, but that really makes no sense for a password manager, even if the annual fee weren’t so competitive. If the company has any sense, it’ll actually keep that subscription fee for everyone, making it competitive with Bitwarden’s very economical paid tiers. Right now, you can get a standalone Proton Pass Plus subscription for €12/$12 (about £10) a year, and Proton will guarantee you that price for the lifetime of your subscription. Using a different alias for different online services makes it harder for credential-stuffing attacks to be used against you if a service you signed up for is breached, and also makes it more obvious when a service provider sells you personal details to marketers. Plus, you get 10 free email aliases provided by Proton-owned online anonymity firm SimpleLogin. For that, you can store and sync an unlimited number of passwords to an unlimited number of devices. The Proton Pass basic tier, like those of the company’s other services, is free. ![]() Let’s see if Proton Pass is ready to join our catalogue of the very best password managers this early in its development. I like, use and recommend a number of Proton’s services. ![]() Launched in June 2023, it is very new indeed. The firm’s been branching out into secure calendar and storage, which have now been joined by Proton Pass, a new contender in the world of online password management. Proton Technologies is well known for its secure email and Proton VPN services. ![]() Youre reviewing: Schofferhofer Grapefruit LEAVE US A REVIEW Your Rating. Follow that to the back and you will find a small bar where you can order drinks. The worlds first grapefruit wheat beer, a true 50/50 blend of Schofferhofer Hefeweizen with pure grapefruit juice. Go to the gift shop behind the Wurther's shop. 1 to 10 of 1999 for Grapefruit Beer Grapefruit Beer (Schofferhofer) Per 1 bottle - Calories: 136kcal Fat: 0.00g Carbs: 10.00g Protein: 0. The third spot is a little harder to find but far less busy and in the shade. The second spot, should the line be too long, is at the first restaurant on the right as you walk into the pavilion. It is located front and center of the pavilion along the waters edge. Schofferhofer Hefeweizen Grapefruit Bier is a Hefeweizen style beer brewed by. The first is at the bier and pretzel cart on the main walk-around. There are three locations but they are all located at, you guessed it, the Germany Pavilion in World Showcase. If you want to call it right.don't try to pronounced, in Germany they simply order it as a Sheffy! EPCOTĮpcot is the easiest place to find Schoefferhofer Grapefruit Bier. You can find it at a liquor store or even at a Publix beer cooler but it goes down so much better at Disney. Schofferhofer Grapefruit Bier is not something you can only find at Disney. ![]() ![]() You could go for a Bud Light or another domestic brew and sometimes you don't have a big choice because of where you are at in the park but if you plan it right, you can hit the perfect spot for a perfect."bier". While you have to suffer at Magic Kingdom, you do not have to do so at the other three parks. After all, endless character greets, long lines, princess after princess, and hot children who grow tired and cranky quickly all add up to needing a cold brew. BL nitro is accented by velvety smoothness and fudgy notes, absent of bitterness or acidity. All except Magic Kingdom, the one park where adults would probably like to have a cold beer on a hot day. Its a true 50/50 blend of total refreshment made from 50 Schofferhofer Hefeweizen blended with 50 carbonated juice of 100 natural ingredients. Three of the four Disney World parks will provide guests with an opportunity to purchase beer. Calories in Schofferhofer Wheat Beer Mix Grapefruit 330ml Per 100ml - 40 calories 0 fat Schofferhofer. If you know, well then, you know and at Disney World, knowing where to find this gem is as important as finding any beer at the Disney World parks. Schofferhofer Wheat Beer Mix Grapefruit 330ml. , but also has a pleasant and relaxing 2.5. How Many Calories Are In A Schöfferhofer Hefeweizen The average amount per 100ml is 168 kJ (40 kcal), which is fat 0, 1 gCarbohydrate 2, and a calorie count of 168 kJ (40 kcal). 2.5 Made from a blend of Schofferhofer Hefeweizen, carbonated juices and other natural ingredients, Schofferhofer Hefeweizen Grapefruit Beer offers a delicious blend of Hefeweizen (a southern German wheat beer style) and a grapefruit blend that isn’t just pleasing to the tongue. Schofferhofer Grapefruit Bier is one of life's little pleasures and indulgences that you may or may not know about. Schofferhofer Grapefruit Beer contains 136 calories in a 330 ml bottle (roughly 136 calories per serving). “I started out writing the novel quite conventionally in the third person, following the storyline of a female psychologist tracking down a serial killer. ![]() Barbie explains how she was able to conjure such dark thoughts. The descriptions are graphic in nature and provide a grotesque insight into the mindset of the serial-killing protagonist. I shoot my seed into their hot little pussies at the same time as their spirits disappear on their final journeys.” This explicit sentence is just one example of Barbie’s flare for describing sexual desire. I felt that many serial killer novels don’t really explore the sexual mindscape of the murderer and what really makes them tick. When I first came across the phenomena of the serial killer many years ago, I was fascinated by these humans who regarded others with such a lack of empathy. I even made up a backstory for Professor Moriarty to explain his evil ways. As a kid, I’d devour Sherlock Holmes stories. “I’ve always been interested in the criminal mind. In this exclusive interview with Barbie, she talks about Cenobites, The Venus Complex and her future projects. It’s the story of Professor Michael Friday, a calculating individual who finds that his desire for killing becomes an obsession. One outstanding role in Clive Barker’s mythological tale was that of the Female Cenobite played by Barbie Wilde.īut Barbie isn’t just an actress, she is also a writer having just published her book The Venus Complex. “So sweet of you to come back,” a quote that might just reignite your memory of Hellbound: Hellraiser II and once again fill your mind with horrific imagery. ![]()
![]() Please reach us at for boba kit subscriptions. Remember to take a photo of your boba creations and tag on Instagram and tell us about your boba making experience. ![]() Lactose free, oat milk and almond milk are our favorites), Tea Strainer Its boba time Ever wish you could get the delicious taste of bubble tea at home Now you can, with this boba tea kit Youll love the combination of. Small Pot for cooking the boba/tapioca pearls, Colander (to strain and rinse your boba balls), Ice, White Cane Sugar (for your sugar syrup) You are always free to choose any sweetener you like, Milk (We use Lactose free whole milk, half & half or non-dairy milks for Locca Boba Milk Teas. They are also great to brighten up your loved ones’ life during the quarantine. The Boba Kit also makes for an excellent present!īubble Tea (Boba) quarantine gifts aren’t just for a specific occasion like a birthday. Step up your boba game with the Locca Premium Boba Kit and start creating your own boba and bubble tea creations at home. So grab your bes-teas and share the fun and the #loccalove We serve customers Canada wide and the USA. Our boxes allow you to make bubble tea in the comfort of your own home. Add as little or as much tapioca pearls/boba as you like. At BobaBox, we specialize in DIY Bubble Tea Kit. First, use one of the six syrups (brown sugar, matcha or taro) to marble your cup. Add the milk of your choice, whether it’s oat milk, lactose-free milk, almond milk or regular milk and adjust the sweetness to your liking. Make boba for the whole family (this one serves six). Brew your own Premium Thai, Premium Jasmine or Premium Black. Open the box and make your own delicious bubble tea. Using fresh ingredients like we do at our flagship Union Market Mission Viejo store, the Locca Premium Boba Kit will take your boba love to the next level. It’s never been easier to enjoy the Locca’s highest quality bubble tea at home. Make a few for yourself or break it out at parties. Brewed tea can be refrigerated for up to 2-3 days. Once boba is cooked, it is only good for 4-5 hours. ![]() Uncooked boba can be stored in an airtight container for next time. Boba/Tapioca Pearls (400g/14oz) (10 Servings) (Vacuum sealed for absolute freshness).A sip of a typical boba beverage starts with the cool rush of iced and often fabulously flavored milk, coffee, or tea, and ends on a delightfully. If you’re lucky enough to live near a boba shop, you know why. Make your own boba tea at home with Locca’s Premium Bubble Tea Kit! That’s right, use the same ingredients you know and love from Locca Tea in Mission Viejo, CA. S ince its creation in Taiwan in the 1980s, Boba, or Bubble Tea, has become a global phenomenon. ![]() No one can prevent all identity theft or monitor all transactions effectively. They may be compensated as a marketing affiliate of Aura, but their ratings are all their own. All adult members get all the listed benefits. ⁴ Child members on the family plan will only have access to online account monitoring and social security number monitoring features. ath Power Consulting was compensated by Aura to conduct this study. ![]() Results based on a 2022 mystery shopper consumer study conducted by ath Power Consulting. If you switched to a new annual plan within 60 days of your initial Aura annual subscription, you may still qualify for the Money Back Guarantee (based upon your initial annual plan purchase date). If you signed up for Aura through a free trial, then your membership purchase date will be the date you signed up for your free trial, and you will have 60 days from the date you signed up for your free trial to cancel and request a refund. You may cancel your membership online and request a refund within 60 days of your initial purchase date of an eligible Aura membership purchase by calling us at 1-85. ² 60-day money back guarantee is only available for our annual plans purchased through our websites (excludes Amazon) or via our Customer Support team. Lenders use many different credit scoring systems, and the score you receive with Aura is not the same score used by lenders to evaluate your credit. It is calculated using the information contained in your Equifax credit file. ¹ The score you receive with Aura is provided for educational purposes to help you understand your credit. Full access to plan features depends on identity verification and credit eligibility. ** Free trial offer can only be redeemed once per customer. Coverage may not be available in all jurisdictions. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. ![]() The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. * Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. |
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